Perihan Haseki divided his $ 45,000 into three equal parts. He deposited the first part with a net interest of 22% in T Bank, the second part was invested in Participation Bank A and Participation Bank A yielded an average monthly return of 1.4% and bought stocks with the last part. He received a dividend of $ 3,500 on stocks and sold his stocks for $ 116,500. What was the rate of return on your total investment?