Peter lives in Nebraska. The minimum legally required auto liability coverage is $25,000 per person in Nebraska. Peter is hit by a Nebraskan negligent driver who has a bodily injury liability insurance of $25,000 per person. Peter incurs a medical expense of $30,000. How much will be paid by high underinsured motorists coverage.

1. $5,000

2. $30,000

3. $25,000

4. $0