Peter took a fixed rate, fully amortizing mortgage loan for a 5% interest rate for 10 years (monthly compounding loan) with the loan amount being $90,000. The lender allows him to pay $200.00 monthly payments for the first three years. Assume negative amortization is allowed. What will the accrued interest or the amount of increased loan balance for the loan three years later from now?

A. 6,567

b. 7,022

c. 6.782

d. 7,024