Phil is one of 2/3rds of tenants in this country that do not have renter's insurance, he is living in a rental unit of a condominium complex that is demolished due to a fire, as a result, his belongings (value of about $75,000) is entirely destroyed. The condominium complex is covered by a Homeowners Policy, how much of Actual Cash Value (ACV) should Phil expect to receive? A. $20,000 B. The price for his belongings plus additional money for inflation C. Half of the ACV D. Most likely nothing