Plan B (An Example of a Defined Contribution Plan) If you select Plan B, 6.65% of your monthly salary will be contributed to your retirement account. The company will match 6.6% of your monthly salary to this account. The amount in this account will be invested in the funds that you choose. Company X provides various types of funds, from extremely low- risk-low-return funds to extremely high-risk-high-return funds that you can invest in. Under this plan, you can change the portfolio of your investment at any time. But unlike Plan A, you do not know how much you will have in this account when you retire. If you have invested well, you may have a large amount of money in this account. But if you have invested poorly, you may be left with only a small amount of money in this account. You will have access to this money after you retire and the age of 65. The amount in this account can be transferred to a retirement account at a different company. For example, if you have worked at Company X for three years and then move to Company Y, the amount that you had accrued in this account