Plan OA: $$50,000$ payments at the END of every year for $30$

years.

Plan AD: $$50,000$ payments at the BEGINNING of every

year for $30$ years.

Which Plan has the:

LOWEST Present Value $($PV$)?$

LOWEST Future Value $($FV$)?$

The current interest rate is $8\mathrm{.}0\%$

$[$No Calculations needed$--$Just think!$]$

Plan OA; Plan OA

Plan OA; Plan AD

Plan AD; Plan OA

Plan AD; Plan AD