Pleae help me figure out the formula.

Rule 1: the applicant can borrow at 5.5% rate if credit score is above 620, has no down payment, job category is 1 or better, there is a steady employment at least during the past year, annual income is at least $15,000, and debt to income ratio is less than 10%.

rule 1

Min credit

employed yrs 1

deb ration .10

annual income

interest rate 5.5

First	Credit score	Employment yrs	Down payment %	Job category	Debt	Annual income
Betty	732	23	12	2	2226	98196