please answer 37 & 38 then

BUSN 3320 Money and Banking Class | QUESTION 37 1. In October 2008, the protection limit for FDIC insured accounts was raised from $100,000 to $350,000. True False QUESTION 38 1. In reaction to the COVID-19 crisis, to prevent bank runs, the FDIC increased its deposit insurance limit to $400,000. True False QUESTION 39 1. Net Charge Offs of a bank measure the value of loans that are not expected to be paid back. For example, If Bank A lends $1,000,000 to Business X and the Business is unable to repay the full amount and sells assets to repay 80% of the loan the net charge off would be $800,000. Use the following data to answer the question, https://fred.stlouisfed.org/series/NCOTOT Net loan charge-offs at banks peaked at 3.12 of loans percent in the first quarter of 2010. True False