please answer 4 and 5

Al got the cryptocurrency bug and has been trading on this throughout 2021 . He thought that he did not have to report his cryptocurrency trades and just recently found out that the trades are considered a capital gain, just like trading stocks or mutual funds. He is not thrilled to know that he must amend his 2021 personal tax return to report them, especially as he knows that he has some big gains. At least he is taking comfort in knowing that he sold them before the downturn in 2022 where many have lost money on their cryptocurrencies. Below are his sales in 2021 . Al also had a capital loss of $2,000 on some mutual funds that he sold in December 2021 which he also did not report but knows that he can claim this against his capital gains. Knowing that he is in the highest marginal tax bracket, use Table A to help calculate Al's taxes on the sale of the investments. a) $7,575 b) $2,225 c) $6,742 d) $5,331 e) $4,798 5) Rob knows that he should be paying off his credit card each month. He is however living pay cheque to pay cheque and struggling to even pay off the minimum. He knows that his VISA credit card charges interest of 23% with daily compounding. What is Rob's effective interest rate on his VISA credit card? Hint use 365 days for compounding. a) 25.85% b) 21.38% c) 23.67% d) 24.47% e) 26.32%