please answer all 3 parts!! i really need help thank you:)

b. Tom is a heavy smoker but has decided to go "cold turkey" and quit smoking as of his birthday on July 1, 2022, when he turns 25 . He is currently smoking one package of cigarettes a day which costs him $15 each day. He is wondering how much he would save if he put this money aside until his age 65 and invested it at a rate of 6% compounded weekly. Days per year: 365 ; Weeks per year: 52. (1 mark) Calculation for Tom (1 mark) It is June 28, 2022, Simon and Simone are looking to buy their first home but prices during this pandemic seem especially high. They are looking to purchase a condo that is on the market for $290,000. a. What would be the minimum down payment that they would need if they wished to qualify for a conventional mortgage? (1 mark) Conventional mortgage calculation (1 mark) b. Simon and Simone are going to the CIBC to discuss a potential mortgage. Based on the following information, calculate the Total Debt Service (TDS) ratio. Simon's gross annual salary is $75,250, while Simone's is $96,950. The property they are looking to purchase would result in monthly heating costs of $220, condo fees of $2,250 per year, while their annual property taxes would be $2,112. Simon's only debt is a car loan of $235 per month, while Simone has a student loan of $80 per month. Calculate the TDS ratio Expert Q\&A Done on July 1, 2022, when he turns 25 . He is currently smoking one package of cigarettes a day which costs him $15 each day. He is wondering how much he would save if he put this money aside until his age 65 and invested it at a rate of 6% compounded weekly. Days per year: 365 ; Weeks per year: 52 . (1 mark) Calculation for Tom (1 mark) It is June 28, 2022, Simon and Simone are looking to buy their first home but prices during this pandemic seem especially high. They are looking to purchase a condo that is on the market for $290,000. a. What would be the minimum down payment that they would need if they wished to qualify for a conventional mortgage? (1 mark) Conventional mortgage calculation (1 mark) b. Simon and Simone are going to the CIBC to discuss a potential mortgage. Based on the following information, calculate the Total Debt Service (TDS) ratio. Simon's gross annual salary is $75,250, while Simone's is $96,950. The property they are looking to purchase would result in monthly heating costs of $220, condo fees of $2,250 per year, while their annual property taxes would be $2,112. Simon's only debt is a car loan of $235 per month, while Simone has a student loan of $80 per month. Calculate the TDS ratio using a monthly mortgage payment of $2,490. (1 mark)