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Which of the following is not true about contributions to pension plans? 1) Employee contributions are made through payroll deductions. 2) Employer contributions are specified in a contract. 3) Employee and employer contributions are always equal. 4) Employee contributions are tax deductible for the employee. Question 3 (1 point) The required steps in the financial planning process are. 1) Goal setting, action plan, take action and feedback. 2) Take action, feedback, action plan and goal setting. 3) Feedback, take action, action plan and goal setting. 4) Goal setting, feedback, action plan and take action. Question 5 (1 point) The face value of a bond is. 1) The amount that the issuer has promised to pay on the maturity date. 2) The value of annual interest payments in dollars. 3) The difference between the ask price and the bid price. 4) The average rate of return earned in dollars