PLEASE ANSWER ALL QUESTION URGENT!!!!!!!!

15. A Life insurance contract is a(n) because buyers must adhere to the terms of the contract already in existence with no opportunity to negotiate terms, rates, values, etc. A. Aleatory Contract B. Contract of Adhesion C. Unilateral Contract D. Valued Contract E. Indemnity Contract 16. A(n) obligated one party (the insurer) in the contract. A. Aleatory Contract B. Contract of Adhesion c. Unilateral Contract D. Valued Contract E. Indemnity Contract 17. A(n) pays the amount of loss only thereby returning the insured to the same position he/she was before the loss occurred. A. Valued contract 8. Contract of Adhesion C. Indemnity Contract D. Aleatory Contract E. Unilateral contract 18. If Fraud is discovered after the contract has been in force for years, it cannot be contested and any otherwise legitimate claims cannot be denied based on fraud, misrepresentation or concealment. A. One B. Two c. Three D. Four 19. Term Life Insurance Policy premiums are based on: A. Expenses and claims experience B. Mortality and loading C. The CPI D. Underlying investment experience 20. Which of the following terminologies properly describes "an oily street"? A. Danger B. Peril C. Hazard D. Liability