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please answer all questions Question 9 25 pts You are refinancing a truck terminal you own as an investment. NOI is currently $148,000. An applicable

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Question 9 25 pts You are refinancing a truck terminal you own as an investment. NOI is currently $148,000. An applicable cap rate is 7.15%. The lender has quoted you the following terms: 70% LTV ratio 4.5% interest rate (compounded monthly) 30-year amortization 1.45x DCR What is the indicated value? What is the maximum loan amount indicated by the LTV ratio? What is the maximum ADS indicated by the DCR? Based on the maximum ADS and the provided loan terms, what is the maximum loan amount indicated by the DCR? Round your answers to the nearest dollar Question 6 5 pts You own a retail strip center with NOI of $227.500. The monthly loan payment for the center is $12,150. What is the debt coverage ratio? Present your answer as a percentage, rounded to the nearest 1/100th of a percent (two decimal places). D Question 5 15 pts You are refinancing your home. You intend to borrow $512,000. The bank has quoted you a rate of 2.75% (monthly compounding) with a 30-year amortization. The loan requires you to pay 1 point. What is the dollar amount of the points? Round your answer to the nearest dollar What is the actual disbursement for the loan? Round your answer to the nearest dollar. What is the effective borrowing cost for the loan? Present your answer as a percentage, rounded to the nearest 1/100th of a percent (two decimal places) Question 4 15 pts You purchased an office building 4 years ago. At the time, you borrowed $621,000 with a 5.25% interest rate (compounded monthly) and a 20-year amortization What is your monthly mortgage payment? What is the total of the payments made since you purchased the building? What is the loan balance? How much principal have you paid? How much interest have you paid? Round your answers to the nearest dollar. 5 pts Question 3 You purchased your townhouse 9 years ago. At the time, you borrowed $551,000 at a 6.25% interest rate (monthly compounding) with a 15-year amortization. What is your current loan balance? Round your answer to the nearest dollar

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