please answer all three questions because they are related eachother.

Question 10

Return On Equity (ROE) for a bank is the ratio of

	a.	Capital over assets
	b.	Profits over assets
	c.	Profits over equity/capital
	d.	The difference between liabilities and assets for the bank

Question 14

Commercial paper is

	a.	Private company issued stocks
	b.	Private company profits
	c.	Private company short term bonds
	d.	Private company derivatives

Question 19

A perpetuity is a financial asset that

	a.	Promises to make payments for ever
	b.	Has a finite present value
	c.	Its present value depends on the interest rate
	d.	All of the above