please answer ASAP

If a single father of three decides to start driving their vehicle for UBER, legally the father will: Select one: a. Argue that a moral exclusion applies due to his parental status. b. Need to disclose this to the insurer because there has been a material change in the risk. C. Need to do nothing if they have a standard automobile insurance policy. d. Need to disclose this to the insurer because morally it is the right thing to do. C