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please answer asap!!! When estimating the future value of a retirement investment, what factor will affect the amount of funds available to you at retirement?

please answer asap!!!
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When estimating the future value of a retirement investment, what factor will affect the amount of funds available to you at retirement? O A. the amount of money saved before age 50 B. the number of years of working C. the number of years of saving D. the annual return on post-retirement savings

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