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Which of the following statement is incorrect about social security benefits? Early retirement can result in lower percentage of total benefits. Social security benefits are tax-exempt incomes for most people. Unearned income does not affect social security benefits. Question 20 (5 points) Which of the following statements is incorrect about mutual funds? Sector funds restrict investments to a particular sector of the market and are relatively risky. Growth funds forego current income and focus on prospect for capital gain. Life cycle funds hold both equity and fixed income securities and keep their allocation fixed over time. Mutual funds commonly denote open-end investment companies. International mutual funds involve exchange rate risk