please answer asap

You are constantly bombarded with solicitations in the mail from financial service institutions. One day a flyer you receive in the mail catches your eye, it says: ABG: We pay higher interest on deposits than commercial banks, and provide loans at lower cost to our members. Based upon the solicitation, you conclude ABG is: a. A finance company O b: A brokerage house A local savings and loan association d. Acredit union