Please answer each of the 3 questions showing the calculations

Question 41 What's the future value of $1,200 after 5 years if the appropriate interest rate is 6%, compounded monthly? $1,537.69 $1,618.62 $1,699.55 $1,784.53 $1,873.76 Question 42 What's the present value of $1,525 discounted back 5 years if the appropriate interest rate is 6%, compounded monthly? $969 $1,020 $1,074 $1,131 $1,187 Question 43 0/1 Suppose your credit card issuer states that it charges a 15.00% nominal annual rate, but you must make monthly payments, which amounts to monthly compounding. What is the effective annual rate? 15.27% 16.08% + 16.88% X 17.72%