please answer fast, will upvote!

49 Mary is 62 years old. Her husband died two months ago, leaving her with a $50,000 life insurance benefit and $25,000 in a spousal RRSP. She also has $10,000 in her own RRSP and receives a small amount in CPP benefits. She wants to claim the pension credit, but does not have enough eligible pension income to make full use of the credit. What can she do to increase her pension income to make full use of the pension credit? a) She can use the life insurance proceeds to purchase an annuity. Ob) She can convert her RRSP into an annuity, c) She can report the amount that she receives in CPP benefits. d) She can convert her spousal RRSP into an annuity