please answer in detailed paragraphs for each questions.

9. Do you think that existing regulations are adequate to both foster innovation and provide adequate protections to consumers and the financial system in crypto? What could be the impact of resolving the Ripple lawsuit? 10. What is the Metaverse and why do you think it may be a huge growth area in blockchain? Include in your answer what NFT's are and why they are such an integral area in blockchain development