Please answer Parts C & D. The findings are below. Thank you.

C. Using your findings, discuss the impact of delaying making deposits into the IRA for 10 years (age 25 to age 35) on the amount accumulated by the end of Hals sixty-fifth year. D. Discuss the effect of beginning-of-year deposits on the future value accumulated by the end of Hals sixty-fifth year.

Annual Deposit (PMT)	2,000
Return (RATE)	10%
Years (NPER)	40
Amount Accumulated	$885,185.11

Annual Deposit (PMT)	2,000
Return (RATE)	10%
Years (NPER)	30
Amount Accumulated	($328,988.05)

Annual Deposit (PMT)	2000
Return (RATE)	10%
Years (NPER)	40
Amount Accumulated	$973,703.62

Annual Deposit (PMT)	2000
Return (RATE)	10%
Years (NPER)	30
Amount Accumulated	$361,886.85