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An engineering graduate starts a new job at $60,000 9-24 er year. Her investments are deposited at the end of the year into a mutual fund that earns a nominal interest rate of 3% per year with semiannual com- ounding. How much money will be in the account immediately after she makes the last deposit? (a) She makes $6000 annual deposits for the next 40 years. (b) She makes the $6000 deposits for 10 years, then stops all investments for the next 10 years, and then resumes deposits of $10,000 per year for the next 20 years Contributed by Gillian Nicholls, Southeast Missouri State University hottle