Please answer the following question and explain.

The Bipartisan Banking Act (BBA, officially the EGRRCPA) allows banks to do all but which one of the following? [Hint: Check Discussion Board responses] O Exempted banks with less than $10 Billion from the Volcker Rule Required regulators to develop a Community Bank Leverage Ratio, which happened within two years o o Eliminated the requirement for stress tests if under $250 Billion in total assets O Raised total asset threshold for establishing a risk committee to $50 Billion Changes the SIFI asset limit from $250 Billion to $50 Billion When its Federal bank regulator identifies a bank as a problem bank, which of the following would not be taken as Prompt Corrective Action? The regulator has the authority to take legal action against a problem bank if the bank does not comply with its suggested remedies. The regulator may examine the bank more frequently and thoroughly. The regulator may request that the bank boost its capital level or delay its plans to expand. The regulator can require that additional financial information be periodically updated to allow continued monitoring. The regulator may request that an additional Federal bank regulator examine the bank. An example of the insurance. is reducing the deposit funds cost to an individual commercial bank by requiring FDIC deposit private cost of regulation to Commercial Banks. private benefits of regulation to Commercial Banks. O regulatory burden relief. social benefit of regulation