Please answer the following questions.

29. What federal legislation left it to the states to decide whether national banks could branch across state lines? (Points : 3)

a. Riegle-McNeal b.Garn-St.Germain c.McFadden d.the DIDMCA e.none, that never was the case

Question 30.30. Which regulatory body charters national banks in the U.S.? (Points : 3)

a.the Federal Reserve b.the FDIC c.the Comptroller of the Currency d.the NBCA

Question 31.31. The legislation that permitted for the first time all federally insured commercial banks to issue NOW (interest bearing checking) accounts was: (Points : 3)

a.Glass-Steagall b.McFadden c.Garn-St. Germain d.Depository Institutions Deregulation and Monetary Control Act (DIDMCA) e.Gramm-Leach-Bliley

Question 32.32. The "too-big-to-fail" policy (Points : 3)

a.exacerbates moral hazard problems b.puts large banks at a competitive disadvantage in attracting large deposits c.essentially eliminates the issue of moral hazard d.treats large depositors of small banks more favorably than small depositors in small banks e.is/does all the above

Question 33.33. The former/late University of Chicago economist noted for his saying that things are the way they are for very good reasons (emphasizing the role of incentives) was: (Points : 3)

a.Milton Friedman b.Paul Volcker c.Allen Greenspan d.Harry G Johnson