please answer the question

False Which of the following statements is true regarding a review of your credit agency report? Select one: a. It will reveal if you have sufficient income to carry the new debt payments b. It will help determine if there are credit cards you should apply for to improve your credit standing . c. You will not have authority to make corrections, as the information must come from a financial institution , d. It will reveal deficiencies that you can work on to improve your credit rating