please answer these 2 questions

Question C2 By adopting a universal banking model, banks have sought to environment and strategically focus on generating Increase; consolidated: ROA Diversify; supply-oriented; ROE; Increase; competitive; ROE; 2806 their income in a more for shareholders: of the amount kept as A) B) C) D) Diversify, competitive; value; Question C3 For liquidity management purposes, banks should consider the because these are typically. Financing costs; illiquid assets; low yielding: Financing costs; loans; high yielding: B) C) Opportunity cost; loans, high yielding: D) Opportunity cost; liquid assets; low yielding