Please answer these questions with work included. Thank you

1. Jamie lends a friend $15,000, for which her friend will repay him $32,000 at the end of 10 years. What interest rate is Jamie charging her friend? (Round to two decimal places.) 2. What is the present value of an annuity of $115 received at the end of each year for 12 years? Assume a discount rate of 8%. The first payment will be received one year from today (round to the nearest $1 ). 3. You decide you want your child to be a millionaire. You have a daughter today, and you deposit $85,000 in an investment account that earns 9% per year. The money in the account will be distributed to your daughter whenever the total reach $2,750,000. How old will your daughter be when she gets the money (rounded to the nearest year)? 4. An investment is expected to yield $700 in three years, $900 in five years, and $1100 in seven years. What is the present value of this investment if our opportunity rate is 9% ? 5. Kirsten would like to know the monthly payment on the following two loans: A. $68,700,4.2% interest rate, 60 months B. $68,700,8.7% interest rate, 84 months