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Use a Web site to search listings of local homes for sale in your price range. Record information on homes of interest below. Referring to your cash flow statement and personal balance sheet, compare the monthly payment estimates to the rent you are currently paying. Determine the amount of a down payment you can afford to make. Down payment $ Gather current information on loan rates end record it below. Use a Web site to search listings of local homes for sale in your price range. Record information on homes of interest below. Referring to your cash flow statement and personal balance sheet, compare the monthly payment estimates to the rent you are currently paying. Determine the amount of a down payment you can afford to make. Down payment $ Gather current information on loan rates end record it below