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Please briefly discuss three factors associated with cryptocurrency value in the academic literature. Do you believe that considering such factors contradicts the Efficient Market Hypothesis?

Please briefly discuss three factors associated with cryptocurrency value in the academic literature. Do you believe that considering such factors contradicts the Efficient Market Hypothesis? Argue both why and why not.

Discuss why banks are fragile and prone to runs and systemic crises. Why are central banks regarded as lenders of last resort?

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