Please calculate the present value of each amount in the scenarios, rounded to the nearest dollar. Note that the interest rates are compounded annually.

Jacob takes out a student loan at an interest rate of 3.0%3.0%. Jacob plans to make no payments before paying $10,358$10,358 to his lender after three years to pay off the loan.

$_____

Tommy buys a government-issued bond. The bond has a rate of 1.0%1.0%, and he will receive $4,762 when he cashes it in in five years.

$_____

Steve takes out a small business loan to open a deli. The loan has a rate of 6.0%6.0%. Steve will repay the loan with a single payment of $14,681 made in six years.

$_____