Please complete the following:

1. How do you make most of your in person payments? (Cash, credit, debit, mobile payments, etc.) Why do you usually pick that method?
2. What are your thoughts on cryptocurrencies (e.g., bitcoin, litecoin, dogecoin, etc.)? Have you owned or used cryptocurrencies?
3. In the chapter, we learned that commercial banks create money from deposits and loans. There are some that have argued banks should be forced to hold 100% reserves (called a full reserve system) and not make loans, so that money is no created from these banks. What would be some pros and cons of such a policy?