please could you answer me the correct way?

Question 3. Assume that ABC Islamic bank provides Murabahah financing to Hanif for the purpose of house purchase, amounting to RM500,000 at a constant rate of return 9% for a period of 5 years. At the end of the contract, Hanif owes ABC bank amounting to RM50,000. As part of the normal requirements, the customers will be charged a penalty fee 4% per annum for any outstanding amount due at the end of the contract and amount collected is normally disbursed as charity. Required: a) Show the extract of the balance sheet and income statement of ABC bank from the beginning till the end of the contract, showing the amount of net receivable and Murabahah income. b) Prepare journal entries for all the above transactions in the book of ABC bank, including the treatment for penalty fee. 4 marks