(Please do question 3d )

(or do all the question if you can.)

2. To do the assignment you are required to conduct an internet/ field survey of all or at least four out of the six commercial banks in Fiji, namely ANZ, BSP, Westpac, Bank of Baroda, HFC and Bred Bank. 3. More specifically you are asked to do the following: (a) Comparative analysis of the institutions you have selected in terms of: Loan application requirements and criteria of each institution. Loan processing and further requirements (if any) of each institution (E.g. for commercial &industrial customers and consumers &households). Fees and interest rates of each institution. . Loan Disbursement of each institution. . Credit review of each institution after loan disbursement. (b) Risk associated with each institutions loan in terms of: Default payments. Changes in current market interest rate. (c) Managerial tools used by each institution in terms of: Default payments. Changes in current market interest rate. (d) Regulation by the Reserve Bank of Fiji in terms of: Loan disbursement limit on each institution, if any. Loan disbursement limit on each loan, if any. Any reserve requirements on loan disbursement. 2. To do the assignment you are required to conduct an internet/ field survey of all or at least four out of the six commercial banks in Fiji, namely ANZ, BSP, Westpac, Bank of Baroda, HFC and Bred Bank. 3. More specifically you are asked to do the following: (a) Comparative analysis of the institutions you have selected in terms of: Loan application requirements and criteria of each institution. Loan processing and further requirements (if any) of each institution (E.g. for commercial &industrial customers and consumers &households). Fees and interest rates of each institution. . Loan Disbursement of each institution. . Credit review of each institution after loan disbursement. (b) Risk associated with each institutions loan in terms of: Default payments. Changes in current market interest rate. (c) Managerial tools used by each institution in terms of: Default payments. Changes in current market interest rate. (d) Regulation by the Reserve Bank of Fiji in terms of: Loan disbursement limit on each institution, if any. Loan disbursement limit on each loan, if any. Any reserve requirements on loan disbursement