please explain

1. Identify the issues or risks in small business/self-employed, private client, and dosely held company lending and ways to analyze and assess these risks GOELA When underwriting the annual debt service requirement for a business line of credit, it is prudent to use the A. Interest actually paid over the last 12 months B. average interest actually paid over the last 36 months. Ganticipated interest to be paid over the next 12 months D. Interest that would be paid over the next 12 months assuming a fully extended line. 2. Define global cash flow GOF B. Alle following statements are part of the definition of global cash flow EXCEPT: A quantifies cash inflows and outflows for individuals and their dosely held businesses B. The goal is to surface contingent that could negatively impact debt service c. Both business and personal debe services included indebt service D. The tool provides a roadmap thataddresses a situations 3. Identify and define forms of global cash flow analysis used by bankers GCF 3. Which of the following Nora form of global cash flow analysis used in back A Public companies with concentrated shareholder positions B. Real estate investors with multiple holdings Professional clients with business interests D. Subchapter Scorporations and their shareholders 4. Identify situations where global cash flow analysis is oppropriate GCFA. What are the most important considerations when determining if a business's cash flow should be included in the global cash flow? A Borrower can document ownership and access to the business's cash flow, and the business is sufficiently liquid to support its withdrawal B. Borrower is the majority or sole owner of the business and maintains exclusive or majority control over its cash flow al Business has financial statements and tax returns prepared on the same accounting basis as the borrower's and these demonstrate little or no financial co-dependency, D. Business has the capacity to assume actual contingent liabilities without incurring excess leverage and/or exceeding prudent debt service requirements