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Please explain in extensive detail: What are 5 financial innovations and deregulations that led to the financial crisis in 2008? What are 5 policy responses

Please explain in extensive detail:

What are 5 financial innovations and deregulations that led to the financial crisis in 2008? What are 5 policy responses by the Federal Reserve and the U.S. Government and Treasury department that helped us to get out of the financial crisis? Who are the winners and losers?

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