please explain the answers with clear formula

(9) Please write your answer in the answer book provided. Show your workings. Circle your final answer. The Bank charges annual effective rate of interest i = 10% on its home loans. Mary takes out a home loan of $1,000,000 from this Bank. (9)(a) Mary plans to make payments of $X at the end of each year for 30 years. Find the value of X. [1 mark] (9)(b) Mary plans to make payments of $Y at the end of each month for 30 years. Find the value of Y. [1 mark] (9)(c) Mary plans to make payments of $10,000 at the end of each month how long will it take for her to pay the loan? [1 mark]