Please explain the relevance of the following diagram for the module. Where exactly does it become relevant? What is the approach suggested in the literature and why does that approach represent the only viable long-term solution? Explain, based on the diagram! What is the technical term (Fachbegriff) involved? Effective interest rate charged by bank on 10-year loans Bank of The Antarctica (BTA) Eastern Union Bank (EUB) Default risk Please explain the relevance of the following diagram for the module. Where exactly does it become relevant? What is the approach suggested in the literature and why does that approach represent the only viable long-term solution? Explain, based on the diagram! What is the technical term (Fachbegriff) involved? Effective interest rate charged by bank on 10-year loans Bank of The Antarctica (BTA) Eastern Union Bank (EUB) Default risk