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Please fill in the blanks Part 1: Balance Sheet and Income Statement A) Balance sheet Assets Liabilities and Cash and due from banks $8,000 Demand

Please fill in the blanks
Part 1: Balance Sheet and Income Statement
A) Balance sheet
Assets Liabilities and
Cash and due from banks $8,000 Demand deposits
Repurchase agreements $14,000 NOW accounts
Other investment securities $34,050 Retail CDs
Loans $70,500 Debentures
Fixed assets $9,250 Total liabilities
Other assets $4,200 Common stock
Total assets Paid-in capital
Retained earnings
Total liabilities and equity
B) Income Statement
Interest on fees and loans $7,000
Interest on repurchase agreements $150
Interest on other investment securities $1,700
Interest on deposits in banks $50
Total interest income
Interest on deposits $3,000
Interest on debentures $1,150
Total interest expense
Net interest income
Provision for loan losses $225
Noninterest income $975
Noninterest expenses $1,700
Income before taxes -$950
Taxes $1,200
Net income
Part 2: Statement Analysis
C) Return on equity
Net income Total equity capital ROE
D) Return on assets
Net income Total assets ROA
E) Equity multiplier
Total assets Total equity capital EM
F) Profit margin
Net income Total operating income PM
G) Asset utilization
Total operating income Total assets AU
H) Interest expense ratio
Interest expense Total operating income Interest expense ratio
I) Provision for loan loss ratio
Provision for loan loss Total operating income Provision for loan loss ratio
J) Noninterest expense ratio
Noninterest expense Total operating income Noninterest expense ratio
K) Tax ratio
Income taxes Total operating income Tax ratio
L) Overhead efficiency
Noninterest income Noninterest expense Overhead efficiency

Part 1: Balance Sheet and Income Statement A) Calculate the Total assets, Total liabilities, and Total liabilities and equity (5 points) B) Calculate the Total interest income, Total interest expense, Net interest income, and Net income (5 points)

Part 2: Statement Analysis C) Calculate the return on equity D) Calculate the return on assets E) Calculate the equity multiplier F) Calculate the profit margin G) Calculate the asset utilization H) Calculate the interest expense ratio I) Calculate the provision for loan loss ratio J) Calculate the noninterest expense ratio K) Calculate the tax ratio L) Calculate the overhead efficiency ratio

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