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Section 8- Qualification Part 1 With your Annual Income of: $139705.88 and the figures you already determined for a Stress Tested Monthly Mortgage Payment, and Property Tax of $554.82, calculate Gross Debt Service Ratio. Assume the cost of heating the home will be $244.46. Do you qualify to purchase this home based on GDS Ratio? If not, what is the income that you would require? AutoSum A Fill Clear Format Sort & Find & Filter Select Editing Total Monthly GDS Expenses GDS Ratio as a % | ie: 3.45% Do they Qualify on GDS? Mortgage Values From Previous sections 4946.11 42.48% No Choose Correct Payment. Income Adjustment Required Income Section 4: S3948.5 Section 5: $4180.43 Section 6 Part 1: S1822.59 Section 6 Part 2: $987.24 Calculate the income required to qualify based on GDS Part 2 If you have consumer debt servicing in the amount of $1245.69 per month. What is the the TDS ratio? Do you qualify for the purchase based on this number? If no, what is the income required to qualify? OK Total Monthly TDS Expenses TDS Ratio as a % l ie: 3.45% Do they Qualify on TDS? 6191.8 53. 18% No Income Adjustment Required Income Calculate the income required to qualify based on TDS Section Value: 9 Submit Answers See Mortgage Payments Section 8- Qualification Part 1 With your Annual Income of: $139705.88 and the figures you already determined for a Stress Tested Monthly Mortgage Payment, and Property Tax of $554.82, calculate Gross Debt Service Ratio. Assume the cost of heating the home will be $244.46. Do you qualify to purchase this home based on GDS Ratio? If not, what is the income that you would require? AutoSum A Fill Clear Format Sort & Find & Filter Select Editing Total Monthly GDS Expenses GDS Ratio as a % | ie: 3.45% Do they Qualify on GDS? Mortgage Values From Previous sections 4946.11 42.48% No Choose Correct Payment. Income Adjustment Required Income Section 4: S3948.5 Section 5: $4180.43 Section 6 Part 1: S1822.59 Section 6 Part 2: $987.24 Calculate the income required to qualify based on GDS Part 2 If you have consumer debt servicing in the amount of $1245.69 per month. What is the the TDS ratio? Do you qualify for the purchase based on this number? If no, what is the income required to qualify? OK Total Monthly TDS Expenses TDS Ratio as a % l ie: 3.45% Do they Qualify on TDS? 6191.8 53. 18% No Income Adjustment Required Income Calculate the income required to qualify based on TDS Section Value: 9 Submit Answers See Mortgage Payments