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Please give a description why the first three are incorrect and why the last one is correct. The overarching purpose of credit risk analysis is

Please give a description why the first three are incorrect and why the last one is correct.

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The overarching purpose of credit risk analysis is to: Select one: A. Provide information to banks about credit losses B. Identify credit opportunities C.Determine a company's optimal capital structure D. Quantify potential credit losses

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