Please give all steps. What is the present value of $6,700 received 14 years from now using a 11% interest or discount rate, with interest compounded quarterly? What is the future value of $3,500 deposited at the beginning of each year for 5 years earning 6% interest compounded annually? What is the present value of $525 deposited at the beginning of each month for 12 years earning 6.5% interest? What is the monthly house payment on a 30 year $150,000 mortgage at 5.25% annual interest?