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36. When a construction loan is made and the seller's note has been subordinated: a. the construction lender will have a junior position in the case of default b. the seller will have a junior position in the case of default c. the construction lender will have a senior position in the case of default d. both b and c 37. When the developer puts up only a portion of the sales price and agrees to pay the balance when the property is developed and sold it is a(n): a. exaction b. density bonus d. subdivision trust c. subordination 38, Under ownership of mortgaged property is held by the lender until the loan is completely repaid. a. title theory c. lien theory b. deeds of trust d. security deed theory 39. A lengthy foreclosure process can lead a loss as a percent of the balance of a. 1%to3% C. 40% to 50% b. 4% to 7% d, over 100% 40. According to Jackson and Kaserman: a. the ability-to-pay theory of default is superior b the equity theory of default is superior c. both theories are equally valid d. neither theory could be demonstrated empirically 36. When a construction loan is made and the seller's note has been subordinated: a. the construction lender will have a junior position in the case of default b. the seller will have a junior position in the case of default c. the construction lender will have a senior position in the case of default d. both b and c 37. When the developer puts up only a portion of the sales price and agrees to pay the balance when the property is developed and sold it is a(n): a. exaction b. density bonus d. subdivision trust c. subordination 38, Under ownership of mortgaged property is held by the lender until the loan is completely repaid. a. title theory c. lien theory b. deeds of trust d. security deed theory 39. A lengthy foreclosure process can lead a loss as a percent of the balance of a. 1%to3% C. 40% to 50% b. 4% to 7% d, over 100% 40. According to Jackson and Kaserman: a. the ability-to-pay theory of default is superior b the equity theory of default is superior c. both theories are equally valid d. neither theory could be demonstrated empirically