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First National Bank Refer to Table 1. The required reserve ratio is 12 percent. Which of the following is true? a. This banks reserve ratio is 12 percent. Its excess reserves are $0. b. This banks reserve ratio is 13.3 percent. Its excess reserves are $240. c. This banks reserve ratio is 13.3 percent. Its excess reserves are $480. d. This banks reserve ratio is 10 percent. Its excess reserves are $600