Please Help!!!

Blake, single, made a loan to his aunt in 2020 for $20,000. His aunt signed a note, they agreed upon a fair market interest rate, and he attempted to collect on the note, but his collection efforts were unsuccessful. He determined the note was not collectible in 2022. How much of the debt can he deduct and how is it classified in 2022? $3,000 short-term capital loss $3,000 long-term capital loss $20,000 short-term capital loss $20,000 long-term capital loss Not deductible