PLEASE HELP CORRECT FNB'S ROA

Problem 12-3 (LG 12-5) The financial statements for First National Bank (FNB) are shown below: Assets Cash Demand deposits from other FIS Investments Federal funds sold Loans Reserve for loan losses Premises Total assets Balance Sheet First National Bank Liabilities and Equity $ 450 Demand deposits 1,350 Small time deposits 4,050 Jumbo CDs 2,025 Federal funds purchased 15,525 Equity (1,125) 1,685 $ 23,960 Total liabilities/equity $ 5,510 10,800 3,200 2,250 2,200 $ 23,960 Income Statement First National Bank Interest income $ 2,600 Interest expense 1,650 Provision for loan losses 180 Noninterest income 140 Noninterest expense 420 Taxes 90 a. Calculate the dollar value of FNB's earning assets. b. Calculate FNB's ROA. (Round your percentage answer to 2 decimal places. (e.g., 32.16)) c. Calculate FNB's asset utilization ratio. (Round your percentage answer to 2 decimal places. (e.g., 32.16)) d. Calculate FNB's spread. (Round your percentage answer to 2 decimal places. (e.g., 32.16)) a. Calculate the dollar value of FNB's earning assets. b. Calculate FNB'S ROA. (Round your percentage answer to 2 decimal places. (e.g., 32.16)) c. Calculate FNB's asset utilization ratio. (Round your percentage answer to 2 decimal places. (e.g., 32.16)) d. Calculate FNB's spread. (Round your percentage answer to 2 decimal places. (e.g., 32.16)) Answer is complete but not entirely correct. a. $ 20,475 b. FNB's earning assets FNB's ROA FNB's asset utilization ratio FNB's spread 0.50 X % 11.44 % C. d. 2.54%