Please Help

Isabel is buying a house for $220,000. She plans to make a 14% down payment, Closing costs include $500 for 6 mionths of homeowners insurance, $1100 for 6 months of property tax, $150 for the title fec, and $400 in transaction fees. Isabel also agreed to pay four points in exchange for a 1% reduction in interest rate. Determine the amount of money lsabel needs to cover closing costs. Round your answer to the nearest cent