***Please help me able to summarise all the key points in a coherent manner.

Hong Leong Bank's capital structure is one of the critical factors that have enabled the bank to become one of Malaysia's leading banks. Its equity and debt portfolio are well diversified, so it can weather fluctuating market conditions. Ordinary shares, which are more liquid and provide greater flexibility to the bank, make up most of the bank's equity. In addition, the bank's debt portfolio is well-diversified, with long-term and short-term debt in equal measure. In this way, the bank can adapt to the changing market conditions. Capital structure gives the bank a competitive edge, allowing it to maintain a strong capital position. As a result of the bank's solid equity base, it can support its expansion plans. Additionally, the bank's debt portfolio is well-diversified, which allows it to weather different market conditions