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(b) Please explain your decisions for the following questions: i. Would you be willing to pay RM25,000 today in exchange for a lump sum of RM100,000 in 30 years if the interest rate is 8 percent? ii. How much will you be willing to invest today to receive the extra RM100,000 in 30 years if the interest rate is 8 percent? (c) You are planning for a saving to meet 2 objectives. First, you would like to retire 30 years from now with a retirement income of RM15,000 per month for 20 years. The first payment is received 30 years from now. Second, you would like to purchase a house at the estimated cost of RM1 million upon your retirement. If you can earn 5 percent interest per year, calculate the monthly saving you need to achieve your objectives