please help me to answer the following questions

46. Phil made monthly loan payments of $819.32 at the end of each month for three years to pay-off a loan with an interest rate of 8.25% compounded monthly. a) How much money did Phil borrow? b) How much interest did Phil pay? 47. A deposit is made for a term of five years into a new savings account earning interest at 5.4% compounded monthly. At the end of the five-year term, the accumulated amount is converted into an income fund that pays interest at 5.9% compounded quarterly. The income fund provides payments of $1000 at the end of every three months for four years. Determine the size of the initial deposit. 48. You are currently paying off a five-year $50,000 loan with monthly payments of $1062.35 at the end of each month. If the interest rate is 10% compounded monthly, determine: a) the outstanding balance after the 12th payment. b) the outstanding balance after the 35th payment c) the outstanding balance after the payment. so Blen SHARE ONE 49. Susan has won a lottery, and she must choose one of the following two options: OPTION #1: Receive $150,000 in cash today. OPTION #2: Receive $9000 at the end of every three months for the next five years. In terms of today's dollar, which is the better option for Susan, and by how much is it better? Assume money is worth